1. A SURVEY ON SHIP FINANCING: EXPERIENCE OF NIGERIA
Background to the study
Shipping has been around for almost 5000 years, with the earliest known marine commerce network connecting Mesopotamia, Bahrain, and the Indus River. Shipping is always evolving, and today's shipping is very different from wh...
2. THE IMPACT OF MICROFINANCE CREDIT ON AGRICULTURAL PRODUCTIVITY IN NIGERIA
EXCERPT FROM THE STUDY
Theory Risk and uncertainty concepts in agriculture are subjects internationally discussed by theoretical economists and empirical analysts. The operations of a farm enterprise are not as protected as in the case of commercial and industrial enter...
3. CREDIT MANAGEMENT, CREDIT POLICY AND THE PERFORMING OF BANK IN AKURE, ONDO STATE NIGERIA
BACKGROUND OF THE STUDY
Credit is one of the many factors that can be used by a firm to influence demand for its products. According to Horne & Wachowicz (1998), firms can only benefit from credit if the profitability generated from increased...
4. AN INVESTIGATION INTO DESIGN AND IMPLEMENTATION OF A COMPUTERIZED LOAN MANAGEMENT SYSTEM FOR REFUSING OR APPROVING LOAN REQUEST USING CREDIT RISK AND EVALUATION MODELS.
BACKGROUND OF THE STUDY
Small businesses and individuals have access to loan services provided by financial institutions thanks to a number of reforms that were implemented in response to a variety of concerns about the banking sector (Kimuyu, 2019). This project intend...
5. CREDIT RISK MODELLING TECHNIQUES FOR LIFE INSURERS
ABSTRACT
This study was intended to study credit risk modeling techniques for life insurers. This study was guided by the following objectives; to know the best techniques of credit risk modeling for life insurers. To examine the impact of credit risks...
6. CREDIT RISK ON BANKS PERFORMANCE IN NIGERIA
ABSTRACT
The aim of this study is to examine the pattern of credit risk and the consequential effect of bad, doubtful and uncollectible debts. In most banks, colossal debt burden has continued to mount pressure on their ability to balance liquidity in value asset an...
7. RISK MANAGEMENT A CRITICAL TOOL IN NIGERIA BANKING INSTITUTION
BACKGROUND TO THE STUDY
The banking industries are susceptible to all forms of risk. It has an ageing long history in the overall operation of all banks. The Nigerian Banking Industry for the past decades has witnessed series of Banking distress and subsequent failures....
8. THE IMPACT OF CREDIT RISK ON BANK PERFORMANCE IN NIGERIA
Abstract
This study intends to examine the impact of credit risk on bank performance in Nigeria for the period 2004-2014. The pervasive incidence of non-performing loan is one of the prime causes of failure in the banking system. The internal exams to a...
9. DESIGN AND IMPLEMENTATION OF A COMPUTERIZED LOAN MANAGEMENT SYSTEM FOR REJECTING OR APPROVING LOAN REQUEST USING CREDIT RISK AND EVALUATION MODELS.
ABSTRACT
Over the past few years, the financial sector have dedicated numerous resources to developing internal models to better quantify their financial risks and attain economic capital. These endeavors have been supported and recognized by bank regulators. Over time, banks have exten...
10. Commercial Banks‟ Pricing of Loans, Assets Quality and Financial Intermediation in Nigeria
Abstract
Despite the interest rate liberalization policy that gave rise to commercial banks’ pricing of loans models which is expected to enhance quality of banks assets and improve financial intermediation, poor assets quality of banks, bank failures and poor intermediation role...
11. EFFECT OF CREDIT RISK ON BANKS PERFORMANCE IN NIGERIA
Background of Study
Commercial banks play a significant role in the economic development of nations through the financial services they provide. Their intermediation role can be said to be a catalyst for economic growth (Kolapo, Ayeni and Oke, 2012). Lending is no doubt...
